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DOWNLOADS
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About this app
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Name Rocket Money - Bills & Budgets -
category -
Price 0 -
Safety 100% Safe -
Developer Rocket Money - Bills & Budgets -
Version 9 -
Target Personal Finance -
Update 2026.07.18
Core Features
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Subscription ManagementAutomatically identifies recurring subscriptions across all linked accounts and provides a simplified interface to cancel unwanted services with just a few taps, preventing forgotten monthly charges.
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Smart Budgeting & Expense TrackingAutomatically categorizes transactions to provide a clear view of spending habits. Users can set custom monthly budgets and receive real-time alerts when approaching spending limits to avoid overdrafts.
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Bill Negotiation ConciergeA unique service where the app's professional negotiation team works on the user's behalf to lower recurring service bills, such as internet, cable, or phone, to secure better market rates.
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Automated Savings & Net Worth MonitoringEnables 'autopilot' savings by setting recurring transfers based on user goals, while providing a comprehensive dashboard to track total assets, liabilities, and investment growth over time.
Pros
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All-in-One Financial DashboardConsolidates banking, credit cards, investments, and subscriptions into a single interface for a holistic view of personal financial health.
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Bank-Level SecurityUtilizes enterprise-grade encryption and privacy protocols to ensure sensitive financial data remains protected while syncing with various banking institutions.
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Actionable Financial InsightsGoes beyond simple tracking by offering proactive notifications and concrete steps to save money, such as identifying overpriced bills.
Cons
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Success Fee StructureWhile the app is free to start, the bill negotiation service often operates on a 'success fee' model, taking a percentage of the savings achieved, which may not appeal to all users.
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Account Sync DependencyRequires linking bank accounts via Plaid to function optimally; users concerned about sharing banking credentials might find this intrusive or restrictive.
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Geographic/Provider LimitationsBill negotiation services are primarily effective with major service providers in supported regions, potentially limiting value for users with niche local service contracts.
Price
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Free VersionIncludes essential features such as transaction tracking, basic budgeting tools, subscription discovery, and access to the net worth dashboard.
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Premium SubscriptionOffers advanced budgeting features, custom categories, automated recurring savings, and full access to the bill negotiation concierge service to maximize user savings.
Ratings
4.5
135.5K votes
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