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About this app
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Name PayPal - Pay, Send, Save -
category -
Price 0 -
Safety 100% Safe -
Developer PayPal Mobile -
Version 7.0 -
Target Casual Users -
Update 2025.11.15
Core Features
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Cash Back OffersDiscover cash back offers from your favorite brands directly within the app. When checking out, these offers are automatically applied, helping you save money effortlessly.
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Free Money TransfersSend and request money securely to and from anyone in over 120 countries. Enjoy zero fees when transferring funds within the US through your PayPal balance or linked bank account.
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PayPal Debit CardApply for the PayPal Debit Card right in the app without a credit check. Use it everywhere Mastercard is accepted and earn 5% cash back on categories of your choice each month.
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Cryptocurrency IntegrationBuy, sell, and hold popular cryptocurrencies including Bitcoin and Ethereum. Manage your crypto assets seamlessly with PayPal's integrated wallets and services.
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PayPal SavingsGrow your money with PayPal Savings, allowing you to earn interest on your balance while tracking your savings goals directly within the app.
Pros
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User-Friendly InterfaceThe app is designed for ease of use, making financial transactions straightforward, whether you’re shopping online or managing savings.
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Widely AcceptedPayPal is accepted by millions of online retailers, ensuring that you can shop confidently without needing multiple payment methods.
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Versatile Financial ToolsThe app serves as a comprehensive financial tool, blending shopping rewards, money transfers, cryptocurrency trading, and savings management all in one.
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Instant NotificationsStay updated with instant notifications for transactions, offers, and account activity, allowing for real-time financial monitoring.
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Secure TransactionsPayPal invests heavily in security features such as encryption and fraud protection, ensuring your financial information remains safe.
Cons
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Limited AvailabilityCertain features, like the 'Buy Now Pay Later' option, may not be available in all regions or for all users, potentially limiting options for some customers.
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Fees for Some TransactionsWhile many services are free, international transfers and credit card payments can incur fees, which may add up for frequent users.
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Cryptocurrency RisksInvesting in cryptocurrencies through PayPal carries inherent risks, including market volatility and regulatory concerns, which may not be suitable for all users.
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Dependency on ConnectivityThe app’s functionality relies heavily on an internet connection, which may hinder usability for users in low-connectivity areas.
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Account LimitationsNew users may face restrictions on withdrawals and transfers until their accounts are fully verified, which can delay access to funds.
Price
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Free UsageThe basic app functionality, including sending and requesting money, is free within the U.S. when funded from a bank account or PayPal balance.
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PayPal Debit CardThere are no fees to request the PayPal Debit Card, although certain transactions may incur fees depending on usage.
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Premium ServicesAdditional features, such as cash back and cryptocurrency management, are included within the app free of charge, but transaction-based fees may apply.
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Cash Back ProgramEarn cash back rewards through eligible purchases, with no additional fees for participation in the rewards program.
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Subscription ServicesAccess to specific premium services may carry subscription fees, which are clearly outlined in the app terms.
Ratings
4.2
3.6M votes
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